



Introducing the Money Merge AccountTM system. Through this powerful and innovative program, homeowners across the nation are paying off their Mortgages in as little as 1/2 to 1/3 the time. Make it yours Free & Clear – with the Money Merge Account program. Become one of the thousands of United First Financial clients paying off a home mortgage quickly without increasing their monthly mortgage payments, and with little to no changes in their lifestyle or day-to-day spending habits. When you qualify your mortgage analysis results will be fully MONEY-BACK GUARANTEED in writing. Request your Free Money Merge Account (MMA) Analysis Report today. (See special offers section below) Every passing day, week and month may be costing you thousands of dollars of hard-earned income unnecessarily thrown away to your lender! FREE $10.00 StarBucks card if you attend!! Get a $20.00 StarBucks card if you bring a friend with a mortgage! (See special offers section below) THE MONEY MERGE ACCOUNT PROGRAM: What would you do if you could build wealth and eliminate debt simultaneously, by putting your money to work for you? Would you take a family vacation? Start a college fund? Invest in real estate? United First Financial™ can help you achieve your financial goals through the strategic interest cancellation and wealth-building power of the revolutionary Money Merge Account™ program. You can save time and interest on nearly every debt you have. The key is to make your money work smarter with little impact to your standard of living. The Money Merge Account program calculates the fastest way to pay off your mortgage and consumer debt, and build a substantial savings nest egg based on your specific income, payments, living expenses and financial goals. You never have to guess which loans to pay off first, when to pay or how much extra to send. Eliminate Your Mortgage Put Your Finances on the Fast Track If you have less than $80,000 in debt from no more than 10 total creditors, you may qualify for the Money Merge Account Express program, which is specifically designed to cancel smaller amounts of debt. Stop paying unnecessary interest for months or even years on end. Instead, let the Money Merge Account software calculate the best way to pay off your financial obligations in a fraction of the time! Increase Equity, Build Assets, Create Wealth Using this information, the Money Merge Account program calculates how to pay off debt with some of the fastest payoff results imaginable—and build a substantial savings nest egg. So Much More Is Possible • Comprehensive budgeting system, fine-tuned to the sensitivity of your goals ENDORSED BY LEADING INDUSTRY PUBLICATIONS & FIRMS Client Testimonials: At first, it seemed like something that was too good to be true. We had to start thinking about things in a totally different way, but it has been completely worth it. It has given us more freedom, more breathing room, and it feels really good. It helps you reach your goals and see the light at the end of the tunnel. I love the fact that we are so much more aware of our financial well-being at any given time. The software is helpful and the technical support that they have is amazing. We always get a call right back and they are totally willing to talk you through things and help you problem-solve. We’re sharing this with our entire family. My sister started this same program and started convincing me that I should give it a try. It’s pretty amazing because it’s already saving me $500 a month, just because of the way that it has restructured my payments. I also love it because it shows me exactly where I’m at and I can check on the website at any time to see my progress. I’ve done the math and I am saving so much money in the long run than I would just by having a conventional mortgage. I would totally recommend it and I already have. When you find something that works, you just want to give people a heads up and let them know how they can save money too. This program has worked great with our lifestyle because it just gives you so much more time. It lets you completely manage your finances and gives you total control. It’s like you can feel yourself getting out of debt because you can see it right in front of you. Whenever I make a transaction, it’s just so simple and clear. I have recommended it to a lot of my family and friends, and I would recommend it to anyone. Everyone should have the opportunity to get out of debt, and this is such a great way to do it. Everyone I have talked to at United First Financial has been so honest and upfront with me that I feel like I really have found a way to accomplish my financial goals. One of the most amazing things to us about this whole process is how we have been able to take our money that was just being wasted away or sitting in an account that made no interest and use it in an organized way and see how much difference it made in our progress towards paying off our mortgage. We’re not losing anything in the process... we seem to buy the same things that we always have but the money is just more efficiently used. I think that if we can do it, anyone could and it’s just an incredibly positive feeling. Some things seem like they’re too good to be true, but this one is the real deal. Hans & Hartvig LLC, UFirst Independent Agent, Lexington KY E-MAIL: phealy@insightbb.com CELL: (859) 948-5946 / FAX: (859) 971-3882 


Join us for a free weekly MMA 100 seminar in Lexington to learn more about the Money Merge Account and see firsthand how it will work for you. Events are hosted by our expert financial agents who can help get you on your way to being mortgage-free. So when you’re ready to learn more, simply call us at (859) 948-5946 and we will send your invitation.
The Money Merge Account program pays off mortgages faster using an interest-cancellation strategy. While many homeowners realize that they can save money by reducing the interest rate they pay on their loans, few think about the length of time they will be paying. The Money Merge Account program combines innovative software with traditional banking systems and personal coaching to drastically reduce your mortgage term and minimize your interest.
The Money Merge Account program also pays off any consumer debt using an interest-cancellation strategy similar to that used to pay off a mortgage.
The Money Merge Account program goes beyond helping individuals and families achieve success paying down debt—it also makes it possible to accumulate wealth targeted to each client’s personal financial goals. Simply enter your financial goals, whether it’s to pay off a vacation home, fund early retirement or pursue your wildest dream. Enter all the variables: principal, interest rate, term— even cash rewards on credit cards.
The Money Merge Account program offers enhanced features that truly take your financial life to a new level:
• Enhanced calculations to pay down debt
• Software settings that allow how aggressively to pay down debt & build wealth
• Ability to pay down multiple properties at the same time
• Text messaging bill pay
• User-friendly software interface
• Financial education and coaching
• Toll-free client support 16 hours a day.



— Jeff and Terry Hinson
— Dave Michaelson
— Susan Meyers
—Lee and Carol Gross
Join us for a free weekly MMA 100 seminar in Lexington to learn more about the Money Merge Account and see firsthand how it will work for you. Events are hosted by our expert financial agents who can help get you on your way to being mortgage-free. See when you’re ready to learn more, simply call us at (859) 948-5946 and we will send your free invitation. (See special offers section below, print offers)
